Apart from class based division, there was district wise division also in Vaishya. The group adopted the local language, culture etc. of the region where they went for business & settled there it-self. Later they kept the area name as their title even after migration to other areas. The following example emphasizes this thought of area wise division in Vaishya Community;

Sub Cast	Area
1. Agrawal	Agroha District
2. Avadhwal	Avadh province
3. Ayodhyavasi	Ayodhya Area
4. Aydhya	Saptgrami (Bengal)
5. Baranwal	Baran (Bulandsahar) District
6. Barai	Saptgrami (Bengal)
7. Dhar	Saptgrami (Bengal)
8. Dosar	Dhoosar (Rewari-Rajsthan)
9. Gulahre	Gauler area
10. Jaiswal	Jayas near Raibarely
11. Kanykubj	Kannauj District
12. Kesarwani	Kashmir province
13. Khandelwal	Khandela District
14. Laha	Saptgrami (Bengal)
15. Madhydeshi	Madhypradesh
16. Maheswari	Maheswar (MP)
17. Mahobia	Mahoba (Hamirpur-UP)
18. Mahor	Mahorgarh District
19. Malik	Saptgrami (Bengal)
20. Malviya	Malwa Area
21. Mathur	Mathura District
22. Maury	Maukhari District
23. Oswal	Oswa District (Rajsthan)
24. Porwal	Porbandar (Gujarat)
25. Raiwari	Rewari (Hariyana)
26. Sali	Saptgrami (Bengal)
27. Setra	Saptgrami (Bengal)
28. Shrimal	Shrimal District near Jhalor (Marwar)
29. Surseni	Mathura District